Online Banking : How To Open Zero Balance Account In IDFC Bank

For example, there are a lot of famous banks today in our country. You will see a different bank from the other, offering many types of profits to you like a high interest, for example, and a lot of other features.

One of the popular banks is IDFC bank, and if you are thinking of opening an IDFC bank account, then you’ll find more helpful information right here. The intention of this website is to provide you with instructions on how to open an account with IDFC bank.

Basically this website will provide you with lots of info about IDFC Bank such as how to open an account, what are the benefits of having an IDFC bank account and how to get eligible to have an account there and lots more other things. So if you are looking for this info, you have found the right place.

What Are The Advantages Of Opening An IDFC Bank Account?

People often wonder what they will get by opening an IDFC bank account. This website explains the benefits and advantages of opening a bank account with IDFC. A bank account with IDFC has the following advantages, according to its website:

  • Withdrawals from ATMs will be limited to 2 lakhs daily and you will have 6 lakhs in purchasing power.
  • Monthly Savings Account Interest Credits are available to you.
  • There is no limit to the number of withdrawals you can make from an ATM.
  • You will be able to access basic banking services for free.
  • You will also receive a VISA Signature Debit Card.

IDFC bank also offers a zero balance savings account.

How Will You Open Online Account In IDFC Bank?

The question will surely arise in everyone’s mind: what is the process for opening an IDFC bank account? This problem doesn’t need to worry you since every problem has a solution.
There is a solution on this website, and there is also information on how you can open it online. Let’s take a look at that information. Using the website, you will be able to open an online bank account quickly and easily.

You Will Proceed To The Following Screen After Confirming

If you’re curious about the steps to doing something properly, visit the website where you will find more detail. The steps are
The first step would be for you to visit the idfcfirstbank website, where you must enter your mobile number, email address, and Aadhaar number before pressing the Send OTP button. In order to send your OTP, you should simply click on send.

Next, enter OTP. Afterwards, choose whether you want to select the Basic Savings Account or the Zero Balance Account.
Next, this step only appears if you want to enter a new account with a zero balance instead of your current account. In this step, you’ll enter your National Payments Corporation of India account ID and verify it by agreeing to their minimum balance requirement, which is described in more detail on the following page.

Step 4- The final step is to complete a video KYC and then your account will be created. It is possible to open a bank account easily with the IDFC bank if you visit its website and read the complete information given on that website and if you are unsure then visit it and read the full information given to you.

What Are The Eligibilities Of Opening A IDFC Bank Account And Documents Required?

This bank’s website also gives us information about the application process and required documents for opening an account.
If you wish to open a bank account through IDFC online, you will have to meet the eligibility requirements, which is being an Indian citizen and maintaining a minimum balance of 25 thousand rupees. The website indicates that the documents are available.
  • card of identification
  • The Aadhar Card
  • Mobile phone number
  • Two passport-sized photos

the following documents can also be used to provide address and ID proof, namely – driving license, voter ID, and job card issued by NREGA.

What Are The IDFC Account Interest Rates ?

On the IDFC bank’s website, it states that it offers a bank account balance interest rate of 6%, as you can see from the image above.
IDFC bank is implementing the new interest rate as a guideline of the RBI from April. The interest is calculated on the balance remaining in the customer’s account at the end of each day.
It also has detailed information about interest rates, so if you’re interested, just check it out.


Hence, the above information gives detailed information about the IDFC bank. It is 100% genuine and will definitely help you open an account in the IDFC bank.
Visit our website to learn how you can open an account in other banks. Websites also have information about how you can open an account in other banks.

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